Introducing the new Nectar Credit Cards from American Express - the new way to
boost your Nectar points balance.

Our simple application process takes just 10 minutes. All you need to hand is your bank or building society account details and your employer's full name and address.

Standard Interest Rate: Typical 12.9% APR Variable
Reward Scheme: Earn 1 Nectar point for almost every £ you spend. Earn 2 Nectar points for almost every £ you spend at participating Nectar Sponsors.
Balance Transfer Rate: 5.9% p.a. for the life of the balance on all balances transferred within the first 6 months.
Security when you shop: Refund and Purchase Protection and Online Fraud Guarantee. Chip and PIN.
Security when you shop: Refund and Purchase Protection and Online Fraud Guarantee. Chip and PIN.
Annual Fee: Free
Annual Management Reporting: N/A

As a responsible lender, American Express is obliged to set approval criteria. If you cannot confirm 'yes' to these questions, it is unlikely that your application will be approved.

* I am aged 18 or over.
* I have a current UK Bank or Building Society account.
* I have a regular source of income of over £12,000.
* I have a permanent UK home address.
* I have no County Court Judgements for non-payment of debt.
* My company has been trading for more than a year (only if you are self-employed).


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